Institutional equipment finance

Capital Access.
Controlled.

Strategic equipment financing for laboratories, manufacturing, medical, and industrial operators — built for speed, precision, and repeat use.

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24hr
Decision turnaround
$5M
Maximum deal size
50+
Lender relationships
$0
Down payment required*
Equipment-led Underwriting

Finance for capital-intensive
assets.

We underwrite the asset, the operator, and the story behind the purchase — so you can acquire mission-critical equipment without slowing momentum.

Lab & AnalyticsManufacturingMedicalIndustrialAgricultural
Why Equipment-First Matters

Most lenders see a dollar amount. We see a Shimadzu LCMS-8060, a Haas VF-2, or a John Deere S790. That expertise means faster decisions, better structure, and lenders who say yes where others say no.

Equipment financing introductory visual
Mass spectrometry and laboratory equipment
Laboratories

Analytical & life-science systems

Mass spectrometry, chromatography, sample prep, cleanroom equipment, and supporting infrastructure.

CNC precision manufacturing equipment
Manufacturing

Precision production assets

CNC centers, metrology, automation, and modern production lines — structured around uptime and lifecycle.

Programs

Structures that fit the asset.

Choose the structure that matches ownership goals, cash flow, and refresh cycles.

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Most Popular

FMV Lease

Lower payments with flexible end-of-term options to buy, renew, or return. Operating expense treatment — property tax stays off your books.

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Section 179

$1 Buyout Lease

Own the equipment at term end for $1. Predictable payments, clean path to ownership, and full Section 179 deductibility.

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Unlock Capital

Sale-Leaseback

Sell equipment you already own to a lender and lease it back. Free 70–90% of appraised value without interrupting operations.

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Off Balance Sheet

Operating Lease

Asset stays on lender's books. Preserves borrowing capacity. Ideal for covenant-sensitive businesses and PE-backed operators.

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Agriculture & Seasonal

Seasonal Payments

Match payments to cash-flow cycles and revenue timing. Zero payments during off-season — perfectly aligned to how you operate.

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Dealers & Vendors

Vendor Program

Offer financing to buyers at point of sale. We build the rate card, train your team, handle all underwriting. You close more deals.

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How It Works

Simple process from application
to funded equipment.

01

Apply Online

Submit your application in minutes.

02

We Review

We match your profile across 50+ lenders.

03

You Get Terms

Choose the structure and timing that fits.

04

Funded

Documents signed and equipment funded quickly.

$2B+
Equipment Funded
50+
Lender Network
24hr
Decision Speed
4min
Application Time
Partner Segments

Built for industries that rely on
high-value equipment.

Laboratories

Flexible financing and tailored underwriting for your operating model.

Manufacturing

Flexible financing and tailored underwriting for your operating model.

Medical Practices

Flexible financing and tailored underwriting for your operating model.

Construction

Flexible financing and tailored underwriting for your operating model.

Agriculture

Flexible financing and tailored underwriting for your operating model.

Technology

Flexible financing and tailored underwriting for your operating model.

Testimonials

What clients say about
working with iLease.

“Fast and transparent. We had terms in less than a day and closed the equipment purchase without delays.”

Clinical Lab Operator

“The structure matched our seasonal cash flow perfectly. That made a huge difference for operations.”

Ag Equipment Buyer

“They walked us through options clearly and got us the right lender quickly.”

Manufacturing CFO

MRI & Imaging
CNC Machining
Mass Spectrometers
Tractors & Combines
Surgical Systems
HPLC Platforms
Excavators & Dozers
Server Infrastructure
MRI & Imaging
CNC Machining
Mass Spectrometers
Tractors & Combines
Surgical Systems
HPLC Platforms
Excavators & Dozers
Server Infrastructure

Ready to start?

Apply online and we’ll match your request to the right lender profile within 24 hours.

Start ApplicationSpeak With Us
No Hard Credit Pull
24hr Decision
50+ Lenders