Most Popular
FMV Lease
Lower payments with flexible end-of-term options to buy, renew, or return. Operating expense treatment — property tax stays off your books.
Learn More →Institutional equipment finance
Capital Access.
Controlled.
Strategic equipment financing for laboratories, manufacturing, medical, and industrial operators — built for speed, precision, and repeat use.
24hr
Decision turnaround
$5M
Maximum deal size
50+
Lender relationships
$0
Down payment required*
Equipment-led Underwriting
Finance for capital-intensive
assets.
We underwrite the asset, the operator, and the story behind the purchase — so you can acquire mission-critical equipment without slowing momentum.
Why Equipment-First Matters
Most lenders see a dollar amount. We see a Shimadzu LCMS-8060, a Haas VF-2, or a John Deere S790. That expertise means faster decisions, better structure, and lenders who say yes where others say no.
Programs
Structures that fit the asset.
Choose the structure that matches ownership goals, cash flow, and refresh cycles.
Section 179
$1 Buyout Lease
Own the equipment at term end for $1. Predictable payments, clean path to ownership, and full Section 179 deductibility.
Learn More →Unlock Capital
Sale-Leaseback
Sell equipment you already own to a lender and lease it back. Free 70–90% of appraised value without interrupting operations.
Learn More →Off Balance Sheet
Operating Lease
Asset stays on lender's books. Preserves borrowing capacity. Ideal for covenant-sensitive businesses and PE-backed operators.
Learn More →Agriculture & Seasonal
Seasonal Payments
Match payments to cash-flow cycles and revenue timing. Zero payments during off-season — perfectly aligned to how you operate.
Learn More →Dealers & Vendors
Vendor Program
Offer financing to buyers at point of sale. We build the rate card, train your team, handle all underwriting. You close more deals.
Learn More →How It Works
Simple process from application
to funded equipment.
01
Apply Online
Submit your application in minutes.
02
We Review
We match your profile across 50+ lenders.
03
You Get Terms
Choose the structure and timing that fits.
04
Funded
Documents signed and equipment funded quickly.
$5M
Max Deal Size
50+
Lender Network
24hr
Decision Speed
4min
Application Time
Partner Segments
Built for industries that rely on
high-value equipment.
Laboratories
LC-MS, HPLC, ICP-MS, and analytical platforms. Lenders who understand scientific assets and used instruments.
Explore →Manufacturing
CNC, injection molding, automation, and press brakes. Equipment-first underwriting for shop floors and contract manufacturers.
Explore →Medical Practices
MRI, CT, surgical robotics, and ASC equipment. Structures built around insurance reimbursement timing.
Explore →Construction
Excavators, dozers, cranes, and heavy iron. Lenders who get project-based revenue and seasonal cash flow.
Explore →Agriculture
Tractors, combines, sprayers, and irrigation. Seasonal payment structures that match how farms get paid.
Explore →Technology
Servers, networking, AV, and broadcast systems. FMV structures aligned to tech refresh cycles and depreciation reality.
Explore →Testimonials
What clients say about
working with iLease.
“Fast and transparent. We had terms in less than a day and closed the equipment purchase without delays.”
Clinical Lab Operator
“The structure matched our seasonal cash flow perfectly. That made a huge difference for operations.”
Ag Equipment Buyer
“They walked us through options clearly and got us the right lender quickly.”
Manufacturing CFO
MRI & Imaging
CNC Machining
Mass Spectrometers
Tractors & Combines
Surgical Systems
HPLC Platforms
Excavators & Dozers
Server Infrastructure
MRI & Imaging
CNC Machining
Mass Spectrometers
Tractors & Combines
Surgical Systems
HPLC Platforms
Excavators & Dozers
Server Infrastructure
Ready to start?
Apply online and we’ll match your request to the right lender profile within 24 hours.
No Hard Credit Pull
24hr Decision
50+ Lenders