Finance the machines
that run your shop.
CNC mills. Lathes. 5-axis centers. We finance precision manufacturing equipment with lenders who understand machine tool residual values and production economics.
Precision equipment we
know and finance.
Vertical Machining Centers
3-axis and 3+2 VMCs. Haas VF series, Mazak VCN/VCS, DMG Mori NVX/DMV. High-mix low-volume work. $60K to $300K.
5-Axis Machining Centers
Simultaneous 5-axis for aerospace, medical, mold/die. Haas UMC, Mazak Variaxis, DMG Mori DMU/NMV. $200K to $800K.
CNC Turning Centers
2-axis through multi-spindle turn-mill centers. Mazak Quick Turn, Okuma LT, Haas ST series. $40K to $500K.
HMC & Horizontal Centers
Horizontal machining centers for high-volume production. Makino A series, Okuma MA, DMG Mori NHX. $150K to $800K.
EDM & Wire EDM
Sinker EDM, wire EDM for mold/die and precision parts. Mitsubishi, Sodick, Fanuc RoboCut, Makino. $60K to $400K.
Swiss Turning & Screw Machines
Swiss-type CNC lathes for small precision parts. Citizen, Star, Tsugami, Tornos. $80K to $500K.
Grinding & Finishing
CNC surface, cylindrical, and centerless grinders. Studer, JTEKT, Chevalier, Okamoto. $50K to $400K.
Laser & Waterjet Cutting
Fiber laser cutting systems and CNC waterjet. Trumpf, Bystronic, OMAX, Flow. $80K to $600K.
Boring Mills & Large-Format
Table and floor-type horizontal boring mills, gantry and bridge mills for large workpieces. Giddings & Lewis, Toshiba, SNK, Doosan. $150K to $1M+.
Job shop to high-volume production, we structure deals for both. Transactions up to $5,000,000+. New, certified refurbished, and dealer-refurbished equipment all eligible.
Machine tools hold value.
We use it.
Deep CNC asset knowledge
We know the difference between a Haas VF-2 and a DMG Mori NHX, what spindle hours actually mean for valuation, and which controllers (Fanuc, Siemens, Haas, Mazak) lenders are comfortable with. We speak the language.
Machine tools hold value, and we use it
CNC equipment from Haas, Mazak, DMG Mori, and Okuma holds value exceptionally well. We lean into that, using strong residuals to negotiate better terms from lenders who understand precision manufacturing equipment as collateral.
Used and refurbished is our sweet spot
The CNC market lives in the used space. We work with lenders who finance pre-owned machines and know how to evaluate spindle hours, ways, ballscrew condition, and remaining useful life.
Auction and dealer financing
We're the preferred finance partner for Machinery Resources International. Pre-approval before you bid, 30-day rate hold. We move at auction speed.
Speed when machines go down
A CNC down is production stopped. Same-day decisions on emergency replacements when the spindle dies on a Tuesday.
Pre-qualification first
We start with a soft pre-qualification to review the equipment and your profile. A hard credit pull may be part of final approval once you move forward.
Simple application.
Fast decision.
Apply online in about four minutes. Equipment type, approximate cost, basic business info. We start with a soft pre-qualification and return pre-approval terms same day in most cases.
With 50+ lender relationships, we find the right fit for your deal. FMV lease, $1 buyout, term loan, or sale-leaseback on equipment you already own. We match the structure to your tax and cash-flow situation.
Terms up to 84 months. Decisions often within hours, not days.
CNC Financing,
Answered.
Can I finance a used CNC machine?
Yes. CNC machine tools from Haas, Mazak, DMG Mori, and Okuma hold value extremely well, making them excellent collateral for used equipment financing. What matters more than the calendar year is condition, spindle hours, ways and ballscrew wear, and verifiable service history. We have placed deals on machines well past the typical decade mark when the documentation supports it. We route your deal to the lenders most receptive to used machine tools.
How does Section 179 work with CNC financing?
Under a $1 buyout lease or Equipment Finance Agreement, the IRS treats the transaction as a purchase, allowing full Section 179 deductibility in the year placed in service. On a $200K CNC machining center, that's potentially $56K+ in immediate tax savings while you're making low monthly payments. Current-year Section 179 limits are over $2.5 million for most shops. Ask us about which structure fits your tax situation and consult your CPA for the exact figure.
Can tooling, fixtures, and installation be bundled into the financing?
Yes, within limits. Tooling, fixturing, coolant systems, chip conveyors, and installation costs can often be bundled, typically up to 20 to 25% of the equipment cost in soft costs. This is deal-specific and lender-dependent. We'll tell you exactly what can and cannot be included before you structure the purchase.
What credit profile do I need to qualify?
Most lenders prefer 2+ years in business with documented revenue. Startups and early-stage shops can often qualify with a personal guarantee or by starting with a smaller equipment package. The stronger the machine tool (brand, age, condition), the more lenders lean on the collateral rather than credit history alone. iLease begins with a soft inquiry to evaluate your profile. A hard credit pull may be part of final approval once you approve terms.
Can I finance a complete machining cell, machine plus automation?
Yes. Robotic loading and unload systems, pallet changers, bar feeders, and automation cells can be bundled with the primary machine tool in a single transaction. Multi-machine deals (financing 2 or more machines at once) often yield better rates than individual transactions and can be structured as a master lease with separate schedules.
Related verticals
and CNC guides.
Manufacturing Equipment
CNC, injection molding, laser, press brakes, and production lines. Deals packaged around the asset for lenders who care about collateral.
Explore →Industrial Equipment
Forklifts, cranes, generators, compressors, HVAC, and material handling. Fast structures for the gear that keeps a facility running.
Explore →Agricultural Equipment
Tractors, combines, sprayers, irrigation, and precision ag. Seasonal payment structures that match how a farm gets paid.
Explore →Construction Equipment
Excavators, dozers, cranes, loaders, and heavy iron. Lenders who get iron value and project-based revenue.
Explore →Guide: How CNC Machine Financing Works
The full picture on how CNC deals come together, from application to funding.
Explore →Guide: Financing Your First CNC
A new machine shop's guide to getting approved for that first machine.
Explore →Guide: CNC Financing With a Credit Challenge
For established shops that need the next machine but have a credit event behind them.
Explore →Guide: How to Read a CNC Financing Quote
Spot the cost of money and what's buried in a quote so you can compare offers on equal footing.
Explore →Guide: CNC + Manufacturing Grants
How financing your CNC machine can stretch a manufacturing grant further.
Explore →Guide: New vs. Used vs. Refurbished CNC
What shop owners should know about each path before financing, and how to match structure to machine.
Explore →Guide: Haas CNC Machine Financing
Brand-specific deep dive on financing new and used Haas VF, ST, UMC, and Mini Mill machines.
Explore →Let's look at your
equipment deal.
No pressure. No promises on rates. Just an honest look at what we can structure, and whether it fits what you're trying to accomplish.