Finance your next
new or used CNC machine.
Buying your first CNC machine, replacing a lathe or adding machining capacity? iLease Capital arranges purchase financing for new and used equipment. Start with the machine, seller, quoted price and delivery timeline.
Precision equipment we
know and finance.
Vertical Machining Centers
3-axis and 3+2 VMCs. Haas VF series, Mazak VCN/VCS, DMG Mori NVX/DMV. High-mix low-volume work. $60K to $300K.
5-Axis Machining Centers
Simultaneous 5-axis for aerospace, medical, mold/die. Haas UMC, Mazak Variaxis, DMG Mori DMU/NMV. $200K to $800K.
CNC Turning Centers
2-axis through multi-spindle turn-mill centers. Mazak Quick Turn, Okuma LT, Haas ST series. $40K to $500K.
HMC & Horizontal Centers
Horizontal machining centers for high-volume production. Makino A series, Okuma MA, DMG Mori NHX. $150K to $800K.
EDM & Wire EDM
Sinker EDM, wire EDM for mold/die and precision parts. Mitsubishi, Sodick, Fanuc RoboCut, Makino. $60K to $400K.
Swiss Turning & Screw Machines
Swiss-type CNC lathes for small precision parts. Citizen, Star, Tsugami, Nakamura-Tome, Tornos. $80K to $500K.
Grinding & Finishing
CNC surface, cylindrical, and centerless grinders. Studer, JTEKT, Chevalier, Okamoto. $50K to $400K.
Laser & Waterjet Cutting
Fiber laser cutting systems and CNC waterjet. Trumpf, Bystronic, OMAX, Flow. $80K to $600K.
Boring Mills & Large-Format
Table and floor-type horizontal boring mills, gantry and bridge mills for large workpieces. Giddings & Lewis, Toshiba, SNK, Doosan. $150K to $1M+.
Job shop to high-volume production, we structure deals for both. Transactions up to $5,000,000+. New, certified refurbished, and dealer-refurbished equipment all eligible.
Machine tools hold value.
We use it.
Deep CNC asset knowledge
We know the difference between a Haas VF-2 and a DMG Mori NHX, what spindle hours actually mean for valuation, and which controllers (Fanuc, Siemens, Haas, Mazak) lenders are comfortable with. We speak the language.
Machine tools hold value, and we use it
CNC equipment from Haas, Mazak, DMG Mori, and Okuma holds value exceptionally well. We lean into that, using strong residuals to negotiate better terms from lenders who understand precision manufacturing equipment as collateral.
New orders and used-machine purchases
For a new machine, bring the dealer's configuration and payment schedule. For a used purchase, include the listing, machine year, control, condition and available service records. We review the purchase you are making, including the seller and any separately quoted equipment or services.
Auction and dealer financing
We're the preferred finance partner for Machinery Resources International. Pre-approval before you bid, 30-day rate hold. We move at auction speed.
Speed when machines go down
A CNC down is production stopped. Same-day decisions on emergency replacements when the spindle dies on a Tuesday.
Pre-qualification first
We start with a soft pre-qualification to review the equipment and your profile. A hard credit pull may be part of final approval once you move forward.
From machine quote
to financing review.
Start with the CNC machine you want to buy. Provide the seller's quote or listing, the purchase price and whether the machine is new, used or refurbished. If you are still comparing machines, explain what you are considering and your expected purchase timing.
Separate the machine price from tooling, workholding, bar feeders, rotary tables, freight, rigging and installation. Identify which items you want considered for financing and which you plan to pay separately. Inclusion depends on the equipment and lender approval.
Tell us about any deposit, auction payment deadline or delivery milestone before committing funds. A submitted application is not approval or confirmation that a seller's deadline can be met. Review the financing conditions and seller's payment requirements before proceeding.
Questions about financing CNC equipment? Talk directly to a specialist who knows machine tools, no call centers.
CNC Financing,
Answered.
Can I finance a used CNC machine?
Yes. CNC machine tools from Haas, Mazak, DMG Mori, and Okuma hold value extremely well, making them excellent collateral for used equipment financing. What matters more than the calendar year is condition, spindle hours, ways and ballscrew wear, and verifiable service history. We have placed deals on machines well past the typical decade mark when the documentation supports it. We route your deal to the lenders most receptive to used machine tools.
How does Section 179 work with CNC financing?
Under a $1 buyout lease or Equipment Finance Agreement, the IRS treats the transaction as a purchase, allowing full Section 179 deductibility in the year placed in service. On a $200K CNC machining center, that's potentially $56K+ in immediate tax savings while you're making low monthly payments. Current-year Section 179 limits are over $2.5 million for most shops. Ask us about which structure fits your tax situation and consult your CPA for the exact figure.
Can tooling, fixtures, and installation be bundled into the financing?
Yes, within limits. Tooling, fixturing, coolant systems, chip conveyors, and installation costs can often be bundled, typically up to 20 to 25% of the equipment cost in soft costs. This is deal-specific and lender-dependent. We'll tell you exactly what can and cannot be included before you structure the purchase.
What credit profile do I need to qualify?
Most lenders prefer 2+ years in business with documented revenue. Startups and early-stage shops can often qualify with a personal guarantee or by starting with a smaller equipment package. The stronger the machine tool (brand, age, condition), the more lenders lean on the collateral rather than credit history alone. iLease begins with a soft inquiry to evaluate your profile. A hard credit pull may be part of final approval once you approve terms.
Can I finance a complete machining cell, machine plus automation?
Yes. Robotic loading and unload systems, pallet changers, bar feeders, and automation cells can be bundled with the primary machine tool in a single transaction. Multi-machine deals (financing 2 or more machines at once) often yield better rates than individual transactions and can be structured as a master lease with separate schedules.
Related verticals
and CNC guides.
Guide: Mazak Equipment Financing
Financing for Mazak CNC machines: Integrex multi-tasking, Variaxis 5-axis, VCN/VTC VMCs and Quick Turn lathes. Terms, used values and how to apply.
Explore →Guide: DMG Mori Equipment Financing
Financing for DMG Mori CNC machines: NLX and NTX turning, CMX and DMU 5-axis and multi-tasking. Used values, terms and how to apply.
Explore →Guide: Okuma Equipment Financing
Financing for Okuma CNC machines: GENOS and LB lathes, MA-V machining centers, MULTUS and the OSP control. Used values, terms and how to apply.
Explore →Guide: Surface Grinder Financing
Financing for Blanchard, Okamoto, Chevalier and Kent surface grinders. New and used values, structures and how to apply.
Explore →Guide: Boring Mill Financing
Financing for Toshiba Shibaura, Kuraki, Giddings & Lewis and Doosan horizontal boring mills. Used values, rigging and how to apply.
Explore →Guide: EDM Machine Financing by Brand
Financing for Mitsubishi, Makino, Sodick and AgieCharmilles wire and sinker EDM. Used values, terms and how to apply.
Explore →Guide: Doosan and DN Solutions Equipment Financing
Financing for Doosan and DN Solutions CNC lathes and machining centers. Lynx, Puma, DNM, Mynx, NHP, the rebrand, used values and terms.
Explore →Guide: Brother SPEEDIO Financing
Financing new and used Brother SPEEDIO compact machining centers. Configuration, tooling, pallet and loading scope and how to prepare the purchase.
Explore →Guide: FANUC ROBODRILL Financing
Financing new and used FANUC ROBODRILL machines and robot cells. Model designation, inspection, integration scope and how to prepare the purchase.
Explore →Guide: Hyundai WIA Equipment Financing
Financing new and used Hyundai WIA turning centers and machining centers. Workholding, five-axis scope, inspections and how to prepare the purchase.
Explore →Guide: Hurco Equipment Financing
Financing for Hurco VM and VMX machining centers, TM lathes and MAX5 WinMax control. Used price bands, structures and how to apply.
Explore →Guide: Makino Equipment Financing
Financing for Makino machining centers and EDM. PS, F and a-series VMCs and HMCs, EDAF sinker and U-series wire EDM. Rates, terms and used values.
Explore →Fabrication Equipment Financing Guide
Press brakes, lasers, plasma, waterjet, EDM and turret punches, plus used Haas, Mazak, Okuma and DMG MORI model guides.
Explore →Manufacturing Equipment
CNC, injection molding, laser, press brakes, and production lines. Deals packaged around the asset for lenders who care about collateral.
Explore →Industrial Equipment
Forklifts, cranes, generators, compressors, HVAC, and material handling. Fast structures for the gear that keeps a facility running.
Explore →Agricultural Equipment
Tractors, combines, sprayers, irrigation, and precision ag. Seasonal payment structures that match how a farm gets paid.
Explore →Construction Equipment
Excavators, dozers, cranes, loaders, and heavy iron. Lenders who get iron value and project-based revenue.
Explore →Guide: How CNC Machine Financing Works
The full picture on how CNC deals come together, from application to funding.
Explore →Guide: Financing Your First CNC
A new machine shop's guide to getting approved for that first machine.
Explore →Guide: CNC Financing With a Credit Challenge
For established shops that need the next machine but have a credit event behind them.
Explore →Guide: How to Read a CNC Financing Quote
Spot the cost of money and what's buried in a quote so you can compare offers on equal footing.
Explore →Guide: CNC + Manufacturing Grants
How financing your CNC machine can stretch a manufacturing grant further.
Explore →Guide: New vs. Used vs. Refurbished CNC
What shop owners should know about each path before financing, and how to match structure to machine.
Explore →Guide: Sell, Trade, or Buy Down Your Next Machine
Using an existing machine as leverage to fund the next one through trade-in or sale-leaseback.
Explore →Guide: Haas CNC Machine Financing
Brand-specific deep dive on financing new and used Haas VF, ST, UMC, and Mini Mill machines.
Explore →Guide: CNC Swiss Lathe Financing
Brand-specific deep dive on financing Citizen, Star, Tsugami, and Nakamura-Tome Swiss-type and Swiss-style turning centers.
Explore →Found the machine
you want to buy?
Have the quote or listing available, along with the seller's details and expected purchase date. We'll review your request for a new or used CNC purchase. Approval and terms depend on the applicant, equipment and transaction.