Finance the machines
that run your shop.
CNC mills. Lathes. 5-axis centers. We finance precision manufacturing equipment with lenders who understand machine tool residual values and production economics.
Precision equipment we
know and finance.
Vertical Machining Centers
3-axis and 3+2 VMCs. Haas VF series, Mazak VCN/VCS, DMG Mori NVX/DMV. High-mix low-volume work. $60K to $300K.
5-Axis Machining Centers
Simultaneous 5-axis for aerospace, medical, mold/die. Haas UMC, Mazak Variaxis, DMG Mori DMU/NMV. $200K to $800K.
CNC Turning Centers
2-axis through multi-spindle turn-mill centers. Mazak Quick Turn, Okuma LT, Haas ST series. $40K to $500K.
HMC & Horizontal Centers
Horizontal machining centers for high-volume production. Makino A series, Okuma MA, DMG Mori NHX. $150K to $800K.
EDM & Wire EDM
Sinker EDM, wire EDM for mold/die and precision parts. Mitsubishi, Sodick, Fanuc RoboCut, Makino. $60K to $400K.
Swiss Turning & Screw Machines
Swiss-type CNC lathes for small precision parts. Citizen, Star, Tsugami, Tornos. $80K to $500K.
Grinding & Finishing
CNC surface, cylindrical, and centerless grinders. Studer, JTEKT, Chevalier, Okamoto. $50K to $400K.
Laser & Waterjet Cutting
Fiber laser cutting systems and CNC waterjet. Trumpf, Bystronic, OMAX, Flow. $80K to $600K.
Boring Mills & Large-Format
Table and floor-type horizontal boring mills, gantry and bridge mills for large workpieces. Giddings & Lewis, Toshiba, SNK, Doosan. $150K to $1M+.
Job shop to high-volume production, we structure deals for both. Transactions from $30,000 to $5,000,000+. New, certified refurbished, and dealer-refurbished equipment all eligible.
Machine tools hold value.
We use it.
Deep CNC asset knowledge
We know the difference between a Haas VF-2 and a DMG Mori NHX, what spindle hours actually mean for valuation, and which controllers (Fanuc, Siemens, Haas, Mazak) lenders are comfortable with. We speak the language.
Machine tools hold value, and we use it
CNC equipment from Haas, Mazak, DMG Mori, and Okuma holds value exceptionally well. We lean into that, using strong residuals to negotiate better terms from lenders who understand precision manufacturing equipment as collateral.
Used and refurbished is our sweet spot
The CNC market lives in the used space. We work with lenders who finance pre-owned machines and know how to evaluate spindle hours, ways, ballscrew condition, and remaining useful life.
Auction and dealer financing
We're the preferred finance partner for Machinery Resources International. Pre-approval before you bid, 30-day rate hold. We move at auction speed.
Speed when machines go down
A CNC down is production stopped. Same-day decisions on emergency replacements when the spindle dies on a Tuesday.
Soft pull, always
No impact to your credit score during evaluation. We run soft pulls only until you're ready to move forward.
Simple application.
Fast decision.
Apply online in about four minutes. Equipment type, approximate cost, basic business info. We run a soft pull (zero impact to your credit) and return pre-approval terms same day in most cases.
With 50+ lender relationships, we find the right fit for your deal. FMV lease, $1 buyout, term loan, or sale-leaseback on equipment you already own. We match the structure to your tax and cash-flow situation.
Terms up to 84 months. Decisions often within hours, not days.
CNC Financing,
Answered.
Can I finance a used CNC machine?
Yes. CNC machine tools from Haas, Mazak, DMG Mori, and Okuma hold value extremely well, making them excellent collateral for used equipment financing. What matters more than the calendar year is condition, spindle hours, ways and ballscrew wear, and verifiable service history. We have placed deals on machines well past the typical decade mark when the documentation supports it. We route your deal to the lenders most receptive to used machine tools.
How does Section 179 work with CNC financing?
Under a $1 buyout lease or Equipment Finance Agreement, the IRS treats the transaction as a purchase, allowing full Section 179 deductibility in the year placed in service. On a $200K CNC machining center, that's potentially $56K+ in immediate tax savings while you're making low monthly payments. Current-year Section 179 limits are over $2.5 million for most shops. Ask us about which structure fits your tax situation and consult your CPA for the exact figure.
Can tooling, fixtures, and installation be bundled into the financing?
Yes, within limits. Tooling, fixturing, coolant systems, chip conveyors, and installation costs can often be bundled, typically up to 20 to 25% of the equipment cost in soft costs. This is deal-specific and lender-dependent. We'll tell you exactly what can and cannot be included before you structure the purchase.
What credit profile do I need to qualify?
Most lenders prefer 2+ years in business with documented revenue. Startups and early-stage shops can often qualify with a personal guarantee or by starting with a smaller equipment package. The stronger the machine tool (brand, age, condition), the more lenders lean on the collateral rather than credit history alone. iLease runs a soft inquiry only with no impact to your credit until you approve terms.
Can I finance a complete machining cell, machine plus automation?
Yes. Robotic loading and unload systems, pallet changers, bar feeders, and automation cells can be bundled with the primary machine tool in a single transaction. Multi-machine deals (financing 2 or more machines at once) often yield better rates than individual transactions and can be structured as a master lease with separate schedules.
Related
verticals.
Manufacturing Equipment
CNC, injection molding, laser, press brakes, and production lines. Deals packaged around the asset for lenders who care about collateral.
Explore →Industrial Equipment
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Explore →Construction Equipment
Excavators, dozers, cranes, loaders, and heavy iron. Lenders who get iron value and project-based revenue.
Explore →Let's look at your
equipment deal.
No pressure. No promises on rates. Just an honest look at what we can structure, and whether it fits what you're trying to accomplish.