Agricultural Equipment Financing

Finance the equipment
that works your land.

Tractors. Combines. Harvesters. Precision ag. We finance agricultural equipment with seasonal payment structures that match your revenue, not a banker's calendar.

Get Pre-ApprovedTalk to a specialist
Equipment we finance

Ag equipment we
know and finance.

Tractors

40HP utility to 600HP row-crop platforms. John Deere 8R, Case IH Magnum, New Holland T9, AGCO Fendt 1000. $50K–$500K.

Combines & Harvesters

Rotary and conventional combines for corn, soybeans, wheat, specialty crops. John Deere S/X series, Case IH Axial-Flow. $300K–$700K.

Sprayers & Applicators

Self-propelled sprayers, trailed units, planters. John Deere R4045, Case IH Patriot, Kinze 4905. $80K–$500K.

Precision Ag & Guidance

GPS guidance, variable rate applicators, drone systems, soil sensors, telematics. $20K–$200K.

Irrigation Systems

Center pivot irrigation, drip systems, pump stations, and filtration infrastructure. $30K–$500K.

Hay & Forage Equipment

Round balers, square balers, mowers, tedders, forage harvesters. New Holland, AGCO, Claas. $25K–$250K.

Grain Handling & Storage

Grain bins, augers, dryers, conveyors, and grain carts for on-farm storage and handling. $20K–$400K.

Specialty & Orchard Equipment

Orchard tractors, vineyard mechanization, berry harvesters, transplanting equipment. $30K–$300K.

Livestock & Dairy Systems

Robotic milkers, feed and ventilation systems, and handling equipment for dairy and livestock operations. Lely, DeLaval, GEA. $30K–$500K.

Family farm to multi-operation ag business, we structure deals for both. Transactions from $5,000 to $1,000,000+. New, certified refurbished, and dealer-refurbished equipment all eligible.

Why iLease Capital

Built for how farms
actually get paid.

Deep agricultural asset knowledge

We know what a John Deere S780, a Case IH Magnum, or a Kubota M7 actually does and what it's worth. Lenders care about collateral. We package deals around the asset.

Broad ag coverage

Combines, tractors, planters, sprayers, hay equipment, GPS and precision ag systems, irrigation, grain handling, and dairy automation. If it runs on a farm, we've financed something like it.

Used and refurbished done right

A used John Deere or Case IH can be a smart play. We know what to look for in engine hours, separator hours, service records, and remaining useful life, and we work with lenders comfortable financing pre-owned ag equipment.

Seasonal payment structures

Cash flow follows the harvest, not a flat monthly schedule. We can structure deferred payments, skip-month plans, and annual structures that match how the operation actually generates revenue.

Section 179 expertise

Agricultural equipment is often the largest capital purchase of the year and Section 179 timing matters. We know how to structure deals so the tax treatment lines up with the buying season.

Soft pull, always

No impact to your credit score during evaluation. We run soft pulls only until you're ready to move forward.

Process

Simple application.
Fast decision.

Apply online in about four minutes. Equipment type, approximate cost, basic business info. We run a soft pull, zero impact to your credit, and return pre-approval terms same day in most cases.

With 50+ lender relationships, we find the right fit for your deal. FMV lease, $1 buyout, term loan, or sale-leaseback on equipment you already own. We match the structure to your tax and cash-flow situation.

Terms up to 84 months. Decisions often within hours, not days.

84
Max term (months)
50+
Lender relationships
Soft
pull only
During evaluation
Ready to move?

Let's look at your
equipment deal.

No pressure. No promises on rates. Just an honest look at what we can structure, and whether it fits what you're trying to accomplish.