Manufacturing Equipment Financing

Finance the machines
that run your floor.

CNC. Laser. Injection molding. Robotics. We finance production equipment with speed and structure, so capital constraints don't slow your throughput.

Get Pre-ApprovedTalk to a specialist
Equipment we finance

Production assets we
know and finance.

CNC Machining Centers

Vertical and horizontal mills, lathes, multi-axis machining centers.

Injection Molding

Horizontal and vertical presses, hot runner systems, robotic automation.

Laser Cutting & Welding

Fiber laser cutters, CO₂ systems, robotic welders.

Press Brakes & Stamping

Hydraulic and electric press brakes, punch presses, stamping lines.

Additive Manufacturing

3D printers, SLS, SLA, FDM industrial systems.

Conveyor & Material Handling

Automated conveyors, sorters, pallet systems.

Compressors & Air Systems

Industrial air compressors, dryers, distribution.

Packaging Equipment

Filling, sealing, labeling, case erectors, palletizers.

Metrology & Inspection

CMMs, optical comparators, surface and roughness gauging, vision systems.

Single-location shop or multi-facility operation, we structure deals for both. Transactions from $30,000 to $5,000,000+. New, certified refurbished, dealer-refurbished, and private-seller equipment all eligible.

Why iLease Capital

Equipment-first.
Not just credit-first.

Deep asset knowledge

We know what a Haas VF-2 or DMG Mori actually does and what it holds value at. Lenders care about collateral. We package deals around the asset.

Broad equipment coverage

CNC machining centers, lathes, mills, EDM, grinders, metrology, automation cells, robotics, and press brakes. If it runs on a shop floor, we've financed something like it.

Used and refurbished is our sweet spot

Most CNC capital sits in the used market. We work with lenders comfortable financing pre-owned machines, evaluate service records, spindle hours, and remaining useful life.

Speed when machines go down

Production stops cost money by the hour. We can structure same-day decisions on emergency replacement equipment.

Auction and dealer financing

We're the preferred finance partner for Machinery Resources International. Pre-approval before you bid, 30-day rate hold. We move at auction speed.

Soft pull, always

No impact to your credit score during evaluation. We run soft pulls only until you're ready to move forward.

Process

Simple application.
Fast decision.

Apply online in about four minutes. Equipment type, approximate cost, basic business info. We run a soft pull (zero impact to your credit) and return pre-approval terms same day in most cases.

With 50+ lender relationships, we route your deal to the right fit. EFA, $1 buyout, FMV lease, or sale-leaseback. We match the structure to your tax and cash-flow situation.

Terms up to 84 months. Decisions often within hours, not days.

84
Max term (months)
50+
Lender relationships
Soft
pull only
During evaluation
Common Questions

Manufacturing Financing,
Answered.

What types of manufacturing equipment does iLease Capital finance?

We finance the full production floor: CNC machining centers, injection molding presses, fiber laser cutting and welding, press brakes and stamping equipment, additive manufacturing systems, conveyor and material handling, industrial compressors, packaging lines, and metrology and inspection equipment. If it runs on a shop floor and supports a business operation, we've structured something like it.

Can I finance used or refurbished manufacturing equipment?

Yes, and this is a core part of what we do. Most manufacturing capital sits in the used market: dealer-refurbished, rebuilder-certified, private-seller, and auction purchases. What matters more than the calendar year is condition, service records, spindle hours where applicable, and remaining useful life. We work with lenders comfortable on used equipment and know which lenders accept which condition grades.

How fast can I get a decision on an emergency replacement machine?

Same-day decisions are possible on deals under $150K with complete documentation. When a critical machine goes down, production stops and every hour costs money. We have lender relationships that prioritize speed for emergency replacements. Larger deals ($150K to $500K) typically decide within 24 hours, and $500K+ transactions close within 5 to 7 business days once full financials are submitted.

Does Section 179 apply to manufacturing equipment?

Yes. Qualified production equipment placed in service during the tax year can be fully expensed under Section 179, with current-year limits over $2.5 million for most shops. Equipment Finance Agreements (EFAs) and $1 buyout leases preserve the deduction. FMV leases do not. On a $250,000 machine purchase, a 30% tax bracket yields $75,000 in tax savings, reducing the effective cost to $175,000. Ask us about which structure fits your tax situation and consult your CPA for the exact figure.

Can I finance multiple machines or a complete production line in one transaction?

Yes. Multi-machine deals are common and often preferred by lenders. Larger deal sizes reduce per-unit costs and can yield better rates. Whether you are outfitting a new facility, replacing an aging fleet, or building out a complete machining cell with automation, we can structure it as a single master lease with individual per-machine schedules or as a portfolio facility.

What about a shop under 2 years in business?

Newer shops can qualify with additional documentation: 3 months of business and personal bank statements, formation documents, and a personal guarantee from owners with 20%+ ownership. Existing customer contracts, an operating history at a prior shop, or strong industry experience all meaningfully improve approval odds. We have lenders comfortable with startup and early-stage operations.

Ready to move?

Let's look at your
equipment deal.

No pressure. No promises on rates. Just an honest look at what we can structure, and whether it fits what you're trying to accomplish.