Finance the equipment
your practice runs on.
MRI. CT. Surgical robotics. Clinical analyzers. We finance high-value medical equipment with a broker who has been on your side of the table, running a clinic, not just quoting rates.
Clinical assets we
know and finance.
MRI Systems
1.5T and 3T, open and closed bore, new and refurbished.
CT Scanners
16–256 slice systems, including portable CT.
X-Ray & Fluoroscopy
Digital radiography, C-arms, portable units.
Surgical Platforms
Robotic surgery, laparoscopic towers, OR suites.
Ultrasound Systems
Point-of-care, diagnostic, OBGYN, cardiac.
Clinical Lab Analyzers
Hematology, chemistry, immunoassay, coagulation.
Dental Imaging
CBCT, panoramic, intraoral sensors, cephalometric.
Patient Monitoring
ICU monitors, telemetry, anesthesia workstations.
Ophthalmology & ENT
Diagnostic and surgical systems. Zeiss IOLMaster, Pentacam HR, phaco units, ENT scopes and microscopes.
Single-location private practice or multi-site group, we structure deals for both. Transactions from $30,000 to $5,000,000+. New, certified refurbished, and dealer-refurbished equipment all eligible.
A broker who has sat
on your side of the table.
Deep medical asset knowledge
We know what a Zeiss IOLMaster, a Pentacam HR, or a Storz endoscopy tower actually does and what it's worth. Lenders care about collateral specifics. We package deals around the asset.
ASC and multi-site operator experience
We've worked inside multi-specialty clinical operations and ambulatory surgery centers. We know how procurement, sterile processing, and credentialing intersect with cash flow. That perspective shapes how we structure deals.
Broad equipment coverage
Ophthalmology, ENT, GI, dental, dermatology, imaging, sterilization, and ASC build-outs. If it runs in a clinical setting, we've financed something like it.
Used and refurbished done right
A refurbished Pentacam or Stryker tower can be a smart play. We know what to look for in service history and remaining useful life, and we work with lenders comfortable financing pre-owned medical equipment.
Service contracts done right
Medical service contracts can sit on your books for years. We treat them as part of the financing conversation, building them into the lease where it makes sense so the cost is predictable and the asset stays protected.
Soft pull, always
No impact to your credit score during evaluation. We run soft pulls only until you're ready to move forward.
Simple application.
Fast decision.
Apply online in about four minutes. Equipment type, approximate cost, basic business info. We run a soft pull, zero impact to your credit, and return pre-approval terms same day in most cases.
With 50+ lender relationships, we find the right fit for your deal. FMV lease, $1 buyout, term loan, or sale-leaseback on equipment you already own. We match the structure to your tax and cash-flow situation.
Terms up to 84 months. Decisions often within hours, not days.
Medical Financing,
Answered.
What medical equipment can iLease Capital finance?
iLease Capital finances the full range of medical practice and surgical center equipment including MRI and CT systems, surgical tables and lighting, electrosurgical units, LASIK and aesthetic laser platforms, endoscopy towers, anesthesia machines, ophthalmic equipment, physical therapy equipment, EMR and EHR systems, and complete OR and procedure room buildouts.
Can iLease Capital finance a full ASC buildout?
Yes. A complete ambulatory surgery center outfitting (surgical tables, lights, ESUs, anesthesia, sterilization, monitoring, and flooring) can be financed under a single portfolio facility. One application, one credit decision, one funding wire to the vendor. This is significantly faster and cleaner than financing each piece of equipment separately.
Does iLease Capital work with MSO-affiliated practices?
Yes. iLease Capital has direct experience operating within the MSO model, managing equipment procurement and financing for physician practices as the management company. MSO-affiliated groups, DSOs, and physician practice management structures are familiar territory. We understand how ownership, guaranty, and financial reporting work in these arrangements.
Does Section 179 apply to medical equipment?
Yes. Qualified medical equipment placed in service during the tax year can be fully expensed under Section 179, with current-year limits over $2.5 million for most practices. Equipment Finance Agreements (EFAs) and $1 buyout leases preserve the deduction. FMV leases do not. On a $250,000 equipment purchase, a 30% tax bracket yields $75,000 in tax savings, reducing the effective equipment cost to $175,000. Ask us about which structure fits your tax situation and consult your CPA for your specific limit.
What documentation does a medical practice need to apply?
Deals under $150,000 are often app-only. Just the completed application and equipment invoice. Deals from $150K to $500K typically require 3 months of business bank statements and 2 years of business tax returns. Larger transactions add a personal financial statement for all guarantors, a current P&L, and sometimes a revenue narrative explaining the reimbursement model. iLease guides you through exactly what's needed based on deal size.
Can a new medical practice or startup ASC qualify?
Yes. New practices and startup ASCs can qualify with a personal guarantee from the physician owner, 3 months of bank statements, and supporting documentation such as a physician services agreement, insurance credentialing confirmation, or a signed management agreement. iLease runs a soft inquiry only with no impact to your credit until you approve terms. The founder's background in physician practice management means we know how to present a startup medical practice credibly to lenders.
Let's look at your
equipment deal.
No pressure. No promises on rates. Just an honest look at what we can structure, and whether it fits what you're trying to accomplish.