Finance the infrastructure
your business runs on.
Servers, networking, AV and broadcast systems, and enterprise IT. We finance technology assets with flexible structures built around refresh cycles and depreciation reality.
Technology assets we
know and finance.
Servers & Data Center
Rack and blade servers, storage arrays, NAS/SAN, UPS and power. Dell PowerEdge, HPE ProLiant, Cisco UCS.
Enterprise Networking
Switches, routers, firewalls, wireless controllers and APs. Cisco, Juniper, Aruba, Fortinet, Palo Alto.
AV & Collaboration Systems
Conference room AV, video walls, digital signage, unified communications. Crestron, Extron, Zoom Rooms, Webex.
Broadcast & Production
Cameras, switchers, graphics, transmission, editing workstations and storage. Blackmagic, Sony, Canon, Grass Valley.
Security & Surveillance
IP cameras, access control, VMS, perimeter security, and monitoring infrastructure. Axis, Genetec, Avigilon.
Telephony & Communications
VoIP, PBX, call center platforms, contact center technology. Avaya, Mitel, RingCentral hardware.
Workstations & GPU Compute
High-performance workstations, GPU clusters, rendering farms, engineering design systems. HP Z, Dell Precision, Lenovo ThinkStation.
Point of Sale & Retail Tech
POS terminals, kiosks, inventory management hardware, and retail infrastructure deployments.
Software & Implementation
Enterprise software licenses, ERP and CRM implementations, and professional services can often be bundled alongside hardware.
Single server purchases to full data center builds, enterprise networking rollouts, and broadcast production facilities. Transactions from $30,000 to $5,000,000+. New, certified refurbished, and lease-return equipment all eligible.
A broker who understands
technology finance.
Technology depreciates fast. We structure around it.
Most IT equipment loses 40 to 60% of its value in the first two years. An FMV lease keeps depreciation risk on the lender, not your balance sheet, so you can refresh on cycle without carrying a stranded asset.
Broad lender coverage for tech assets
Not all lenders are comfortable with technology collateral. Our network of 50+ includes lenders with dedicated technology finance programs, from server refreshes to full data center builds.
Software and services can often be bundled
Implementation, training, first-year support, and software licenses can frequently be rolled into the lease alongside hardware, turning a complex IT project into a single predictable monthly payment.
Used and lease-return equipment done right
Cisco, HP, and Dell lease returns are a strong secondary market. We work with lenders comfortable with certified refurbished and off-lease technology and know what condition grades and warranty matter to them.
FMV lease is usually the right structure for tech
Technology refreshes every 3 to 5 years. An FMV lease matches that cycle, keeps payments low, and gives you the option to return, renew, or upgrade at term end rather than owning a depreciated asset.
Soft pull, always
No impact to your credit score during evaluation. We run soft pulls only until you're ready to move forward and have approved your terms.
Simple application.
Fast decision.
Apply online in about four minutes. Equipment type, approximate cost, basic business info. We run a soft pull (zero impact to your credit) and return pre-approval terms same day in most cases.
With 50+ lender relationships, we find the right fit for your deal. FMV lease, $1 buyout, term loan, or sale-leaseback on equipment you already own. We match the structure to your refresh cycle and tax situation.
Terms up to 84 months. Decisions often within hours, not days. New and certified refurbished technology all eligible.
Technology Financing,
Answered.
Should I lease or buy IT equipment?
For most technology, leasing makes more sense than buying. IT equipment loses 40 to 60% of its value in the first two years and your business is on a 3 to 5 year refresh cycle anyway. An FMV lease keeps depreciation risk on the lender, keeps payments low, and gives you flexibility to return, renew, or upgrade at term end. A $1 buyout makes sense when you intend to run the equipment well past the typical refresh window (durable server infrastructure, broadcast cameras with long useful lives) and want the Section 179 deduction.
Can software, implementation, and professional services be bundled into the financing?
Yes, in most cases. Software licenses, implementation costs, training, first-year support, and integration services can typically be bundled into the lease alongside hardware. This turns a complex IT project (where 30 to 50% of total cost is often services) into a single predictable monthly payment, with the entire project financed at one rate. Soft cost limits vary by lender, but 20 to 30% of total deal value in soft costs is common.
Can I finance refurbished or off-lease technology equipment?
Yes. Cisco, HP, Dell, and other major OEMs have strong secondary markets for refurbished and lease-return equipment. What matters more than the calendar year is condition, warranty status, and remaining useful life. We work with lenders comfortable with certified refurbished and off-lease technology and know which condition grades and OEM certifications they require. For data center builds where used networking and storage make budget sense, we can typically place the deal.
How does Section 179 apply to technology equipment?
Qualified technology equipment placed in service during the tax year can be fully expensed under Section 179, with current-year limits over $2.5 million for most businesses. Equipment Finance Agreements (EFAs) and $1 buyout leases preserve the deduction. FMV leases do not. For technology specifically, this trade-off matters more than in other verticals: the lower FMV payment and flexibility often outweigh the Section 179 benefit because the equipment will be obsolete before the deduction would have run its course. Talk through both with your CPA.
Can I finance a multi-year, multi-site rollout?
Yes. Multi-site rollouts (a network refresh across 20 branches, AV systems for a multi-location retailer, a phased data center build) can be structured as a master lease with individual schedules for each site or phase. This lets you bring sites online as deployment readiness allows, with payments aligned to each location going live. We have lenders who specialize in phased and multi-site technology projects.
What credit profile does my business need to qualify?
Most lenders prefer 2+ years in business with documented revenue. Newer companies can qualify with a personal guarantee, additional documentation, or a smaller initial deal size. Technology deals often place well even with weaker credit because lenders can recover value from collateral on most enterprise hardware. iLease runs a soft inquiry only with no impact to your credit until you approve terms.
Other verticals we
cover well.
Laboratory Equipment
LC-MS, HPLC, ICP-MS, centrifuges, and the full analytical bench. Lenders who understand scientific assets.
Explore →Medical & ASC
MRI, CT, surgical platforms, imaging, and clinical analyzers. Structures built for healthcare cash flow.
Explore →Manufacturing
CNC, automation, fabrication, and production line assets. Equipment-first underwriting for shop floors.
Explore →Industrial Equipment
Forklifts, generators, compressors, HVAC, and material handling. Fast structures for facility equipment.
Explore →Let's look at your
technology deal.
No hard sell. No rate promises. Just an honest look at what we can structure, and whether it fits what you're trying to accomplish.