Finance the gear
that grows your practice.
Dental chairs, operatory systems, CAD/CAM milling, digital imaging, and sterilization. We finance dental practices with lenders who understand practice economics and equipment residuals.
Dental operatory
and practice equipment.
Dental Chairs & Operatory Systems
Planmeca, Sirona, KaVo, Pelton & Crane. Complete operatories with chair, stool, light, delivery system. $60K to $200K per operatory.
CAD/CAM Milling Systems
Sirona CEREC, Planmeca PlanCAD, 3Shape. Same-day crown milling and restoration design. $80K to $350K.
CBCT & Digital Imaging
Cone-beam imaging (Planmeca, Sirona, Carestream). Intraoral sensors, panoramic, and radiography systems. $30K to $400K.
Compressor & Vacuum Systems
Oil-free compressors and dry vacuum systems for operatory air supply. Cattani, NSK, Dreve. $15K to $80K.
Sterilization & Autoclaves
Class B autoclaves (Sirona, Melag, Scican). Ultrasonic cleaning and sterilization lab equipment. $10K to $60K.
Intraoral & Panoramic X-Ray
Wall-mounted and handheld digital radiography. Sensor systems and digital upgrades. $8K to $50K.
Operatory Lighting & Magnification
LED surgical lights, magnifying loupes, headlight systems. $3K to $15K per chair.
Dental Lab & Restoration Equipment
In-house lab milling, sintering ovens, and restoration systems. Desktop and standalone lab equipment. $40K to $250K.
Multi-Operatory & Practice Build-Outs
Complete multi-chair setups with waiting area, sterilization, consultation room. Bundled infrastructure. $200K to $1M+.
Solo practices to group DSOs, we structure deals for all scales. Transactions up to $5,000,000+. New, refurbished, and pre-owned equipment all eligible.
Dental practices have predictable revenue.
We structure for growth.
Practice-specific lending expertise
We work with lenders who understand DSO and solo practice cash flow, seasonal patterns, and associate productivity. We structure deals that match practice realities.
Equipment holds strong residuals
Planmeca, Sirona, and KaVo operatory systems hold value well. We use those residuals to negotiate better terms from lenders.
Multi-operatory bundling
Scaling from one to three operatories? Equipment, furniture, and infrastructure bundle into a single lease, spreading cost over useful life.
Fast decisions for practice growth
When an associate onboards or a new location opens, same-day decisions mean you move before the market changes.
Upgrade and technology cycles
Digital dentistry moves fast. Lease structures include upgrade options so you keep pace without capital drag.
Speed on emergency replacement
Equipment failure on a Friday means production stops. Same-day approvals get you back to production.
Simple application.
Fast decision.
Apply online in about four minutes. Equipment type (operatory, imaging, milling system), estimated cost, practice info. We run a soft pre-qualification and return preliminary terms same day in most cases. A hard credit pull may be part of final approval.
With 50+ lender relationships, we find the right fit for your deal. Lease, $1 buyout, term loan, or sale-leaseback on equipment you already own. We match the structure to your practice cash flow.
Terms up to 84 months. Decisions often within hours, not days.
Financing dental equipment? A specialist who knows the operatory will walk you through it directly, no call centers.
Dental Equipment Financing,
Answered.
Can I finance used dental equipment?
Yes. Quality pre-owned operatory systems and dental equipment from Planmeca, Sirona, and KaVo are financeable with documentation of condition and service history. Used equipment often finances faster because lenders can price residuals immediately.
How can I finance a multi-operatory expansion?
A complete multi-chair expansion (3 operatories + waiting area + sterilization) is structured as a single master lease with separate equipment schedules. This bundles faster and typically yields better rates than financing individual operatories.
How does Section 179 work for dental equipment?
Under a $1 buyout lease or Equipment Finance Agreement, the IRS treats the transaction as a purchase, allowing full Section 179 deductibility in the year placed in service. On a $150K operatory setup, that's potentially $42K+ in immediate tax savings. Consult your CPA for your specific situation.
Can I finance CAD/CAM milling and operatories together?
Yes. A complete digital operatory (chair + CAD/CAM mill + imaging system) bundles into one financing package with better terms than separate deals. All equipment must be ordered or acquired together.
What credit and practice financials do I need?
Most lenders prefer 2+ years operating history with documented revenue (practice collections, tax returns). Established practices with reasonable credit (typically 700+) usually qualify. Practices in growth mode can often structure deals even with tighter margins, since equipment residuals support the lender.
Can I upgrade equipment before the lease ends?
Some lease structures include mid-lease upgrade paths, allowing you to swap aging equipment for newer technology. This is valuable in digital dentistry where technology changes frequently. Discuss your upgrade timeline upfront.
Related verticals
and healthcare guides.
Guide: Dental Equipment Financing by Category
How financing works across operatory, imaging, CAD/CAM, sterilization and orthodontic equipment, with real price ranges and structure.
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Explore →Let's look at your
practice equipment deal.
No pressure. No promises on rates. Just an honest look at what we can structure for your practice growth.