Finance the trucks
that move the freight.
Class 8 sleepers, day cabs, box trucks, dump trucks, reefers, and trailers. We finance trucking and transportation equipment with lenders who understand mileage, spec, and how freight revenue actually flows.
Transportation assets we
know and finance.
Class 8 Sleepers & Day Cabs
Freightliner Cascadia, Kenworth T680 and T880, Peterbilt 579 and 389, Volvo VNL. New and used, owner-operator to fleet.
Medium-Duty & Box Trucks
Isuzu NPR and NRR, Freightliner M2, Hino, straight trucks, and box trucks for local delivery and regional haul.
Dump Trucks
Single-axle, tandem, tri-axle, and quad dumps for construction, aggregate, and site haul. New and used by brand.
Refrigerated Trucks & Reefer Units
Reefer trucks, reefer trailers, and standalone reefer units for cold-chain freight and food distribution.
Trailers
Dry van, flatbed, reefer, step deck, and lowboy. Great Dane, Wabash, Utility, and other trailer makers.
Vocational & Specialty Trucks
Service trucks, tow and recovery, tank, and other vocational units built on medium and heavy chassis.
Yard & Terminal Equipment
Yard trucks, terminal tractors, and spotters for distribution centers, ports, and freight terminals.
Auction & Private-Party Units
We finance dealer, auction, and qualifying private-party purchases when the paperwork and inspection support the value.
Owner-operator adding a first truck to fleets expanding capacity, we structure deals for both. Transactions up to $5,000,000+. New, certified, and used equipment all eligible.
A broker who knows
trucks and freight.
Mileage and spec read correctly
A truck with 500,000 miles on a well-documented engine can be a better deal than a lower-mileage unit with an unknown history. We work with lenders who read mileage, engine hours, spec, and maintenance records the way the freight market actually does.
Owner-operator friendly
Getting a first truck financed as a new authority is where generic lenders flinch. We route owner-operator deals to lenders who underwrite the driver, the CDL history, and the freight plan, not just a thin business file.
Freight revenue understood
Trucking cash flow moves with lanes, fuel, and settlement timing. We match your deal to lenders who underwrite carriers and owner-operators, not lenders who treat a truck like any other asset.
Used is our sweet spot
Most trucks and trailers change hands in the used market. We work with lenders comfortable financing pre-owned units and know how to frame mileage, DOT history, and remaining service life.
Speed when a truck goes down
A parked truck earns nothing. We can structure fast decisions on replacement units so you stay under load.
Soft inquiry first
We start with a soft inquiry to review your profile. A full credit review may be part of final approval once you move forward with a lender.
Simple application.
Fast decision.
Apply online in about four minutes. Truck or trailer type, approximate cost, basic business info. We run a soft pre-qualification and return preliminary terms same day in most cases. A hard credit pull may be part of final approval.
With 50+ lender relationships, we find the right fit for your deal. FMV lease, $1 buyout, term loan, or sale-leaseback on units you already own. We match the structure to your tax and freight cash-flow situation.
Terms up to 84 months. Decisions often within hours, not days.
Ready to finance a truck or trailer? Talk to a specialist who knows freight and spec, no call centers.
Trucking Financing,
Answered.
Can I finance a truck as a new owner-operator or new authority?
Yes. New-authority and first-truck deals are common. Lenders look at your CDL and driving history, the freight plan, the down payment, and the truck itself as collateral. A strong personal profile and a well-specced unit go a long way when the business is young. Be upfront about your time under authority and your credit so we route you to the right lender the first time.
Can I finance a high-mileage used truck?
Often yes. What matters more than the odometer alone is engine make and rebuild history, maintenance records, DOT and inspection history, and remaining service life. A documented Cascadia, T680, or 579 with high but clean miles finances better than a lower-mileage truck with gaps in its history. We route these to lenders most experienced with used Class 8.
Do you finance trailers and reefer units separately from the truck?
Yes. Trailers, reefer units, and tractors can be financed separately or bundled. Dry van, flatbed, reefer, step deck, and lowboy trailers all qualify, and standalone reefer units can be financed on their own. Bundling a tractor and trailer into one package can simplify the deal and sometimes improve terms.
How does California emissions compliance affect financing?
Emissions rules affect which model years can run in certain states and which units hold value. Lenders factor compliance into resale assumptions, so a compliant truck is generally easier to finance and holds value better. We flag this early so you do not finance a unit you cannot run where you haul.
Can I do a sale-leaseback on trucks I already own?
Yes. Sale-leaseback is a useful capital tool for carriers with owned equipment. You sell qualifying units at a share of appraised value, receive a lump sum, and keep running every truck on your lanes. The cash can cover fuel, payroll, a down payment on more capacity, or a slow-season gap. We have lenders who underwrite transportation sale-leasebacks once we have a unit list and values.
Trucking guides
and related verticals.
Trucking & Transportation Financing Guide
Our in-depth resource hub on financing semi trucks, box trucks, dump trucks, reefers, and trailers, with brand and model guides underneath.
Explore →Semi Truck Financing (Class 8)
Used Class 8 sleepers and day cabs. How lenders read mileage, engine history, and spec on Cascadia, T680, and 579.
Explore →Dump Truck Financing
Single-axle to quad dumps for construction and aggregate haul. New and used, financed by configuration and brand.
Explore →Construction Equipment
Excavators, dozers, loaders, and heavy iron. Lenders who understand project-based revenue and iron value.
Explore →Industrial Equipment
Forklifts, generators, compressors, and material handling. Fast structures for the gear that keeps freight moving.
Explore →Let's look at your
equipment deal.
No pressure. No promises on rates. Just an honest look at what we can structure, and whether it fits what you haul and how you get paid.