Finance the equipment
that builds your business.
Any business equipment. No category limits. We finance small business equipment purchases with lenders who understand growth, tight cash flow, and the tools that make operations possible.
Any business equipment
small operations need.
Tools & Hand Equipment
Professional tools, power equipment, specialized gear for trades and services. $10K to $100K.
Office & Business Systems
Copiers, printers, networking, servers, phone systems, security equipment. $5K to $150K.
Vehicles & Delivery Assets
Vans, trucks, trailers, and specialty vehicles for operations. $15K to $300K.
Production & Workshop Equipment
Ovens, presses, saws, compressors, welders, and general shop equipment. $20K to $500K.
Service & Cleaning Equipment
Pressure washers, street cleaners, carpet systems, janitorial equipment. $10K to $200K.
Measurement & Testing Gear
Diagnostic tools, testing equipment, analysis systems for quality control. $5K to $100K.
Furniture & Fixtures
Commercial furniture, shelving, display systems, leasehold improvements. $5K to $150K.
Renewable & Safety Equipment
Solar panels, generators, backup systems, safety gear, and environmental equipment. $15K to $500K.
Sole proprietors to growing small teams, we structure deals for any equipment that moves the needle for your operation. Transactions up to $5,000,000+. New and used equipment both eligible.
Small business owners wear many hats.
We make equipment financing simple.
No category gatekeeping
Equipment that works for your business works for us. Whether you're a contractor, service provider, or small manufacturer, we finance the tools that make you more efficient and profitable — no artificial category limits.
Cash flow friendly
You don't have $50K sitting in cash for a new compressor or truck. A $1 buyout lease preserves your capital and gives you immediate tax deductions under Section 179. Payments are predictable and tax deductible.
Quick decisions for time-sensitive buys
You find the right used equipment, or a sales window closes in 48 hours. Same-day pre-approval means you can move when the timing is right, not when paperwork clears.
Residual-friendly structures
Equipment holds value, and we use that to negotiate better terms from lenders. If you own the asset free and clear, a sale-leaseback converts dormant equity into working capital right now.
Upgrade paths built in
Lease structures can include equipment-swap options so when technology or your business needs change, upgrading is straightforward — not a new application process.
Soft inquiry first
We start with a soft inquiry to review your profile. A full credit review may be part of final approval once you move forward with a lender.
Simple application.
Fast decision.
Apply online in about four minutes. Equipment type, approximate cost, basic business info. We run a soft pre-qualification and return preliminary terms same day in most cases. A hard credit pull may be part of final approval.
With 50+ lender relationships, we find the right fit for your deal. Lease, $1 buyout, term loan, or sale-leaseback on equipment you already own. We match the structure to your cash flow and business goals.
Terms up to 84 months. Decisions often within hours, not days.
Financing equipment for a small business? Talk to a specialist directly, no call centers, no runaround.
Small Business Equipment,
Answered.
What if my equipment doesn't fit a specific category?
We finance any business-use equipment. If it supports your operations, generates revenue, or makes you more efficient, we can work with it. Common financeable items include tools, vehicles, production gear, technology, safety equipment, and fixtures. If you're unsure, ask us — we probably can help.
Can I finance used equipment I find myself?
Yes. Used equipment from established manufacturers is financeable. What matters is that the equipment is functional, has documented condition or history, and holds measurable residual value. Used gear often finances faster because lenders can price the collateral immediately.
How much cash do I need for a down payment?
Down payment depends on the lender and the equipment, but typically ranges from 10-30% of the purchase price. Some lenders will finance 90% of the cost if your credit and business financials are strong. A $1 buyout lease effectively eliminates the down payment by treating the whole cost as lease expense.
Can I roll multiple pieces of equipment into one financing deal?
Yes. If you're buying a truck, tools, and workshop equipment together, bundling them into a single financing package is faster and typically cheaper than separate applications. One payment, one lender relationship, one approval process.
How does Section 179 work for small business equipment?
Under a $1 buyout lease or Equipment Finance Agreement, the IRS treats the transaction as a purchase, allowing full Section 179 deductibility in the year placed in service. That converts your equipment cost into a tax deduction that offsets other business income. Consult your CPA on your specific situation, but it's a powerful small-business benefit.
What if my credit isn't perfect?
We work with lenders who focus on the equipment and your business stability, not just credit scores. Strong collateral (the equipment itself), 2+ years in business, and reasonable cash flow often matter more than a perfect credit profile. We'll be honest about whether a deal fits.
Vertical markets
we specialize in.
Manufacturing Equipment
CNC, injection molding, laser, and production systems for larger operations.
Explore →Industrial Equipment
Generators, compressors, HVAC, forklifts, and material handling.
Explore →Construction Equipment
Excavators, dozers, cranes, loaders, and heavy machinery.
Explore →Medical Equipment
Diagnostic and therapeutic systems for healthcare providers.
Explore →Agricultural Equipment
Tractors, combines, sprayers, irrigation, and farm machinery.
Explore →Technology Equipment
Servers, networking, IT infrastructure, and systems.
Explore →Let's look at your
equipment deal.
Whether you\'re upgrading one piece or outfitting an entire operation, we\'ll find the right structure for your business.